By checking the "I accept the terms" checkbox below you agree to the terms below.
We may need to contact you about your application. You agree that First Southern Financial may contact you at the phone number or email address you provide in this online session, even if you have previously indicated your preference of "do not call" or "do not email" with a government registry or with First Southern Financial. You agree that we may use personal and financial information about you from our affiliated companies to prefill the application. If you provide us with your mobile device information, you agree that we may contact you via your mobile device. (Your mobile carrier's charges may apply.)
Don't worry, we'll only contact you about your application. You can also revoke your agreement to be contacted at any time. If you do not want us to contact you, please complete your application by calling us at 256-974-1776.
In order to complete the processing of your application, we may obtain information necessary to evaluate your income, collateral value (if applicable), and credit history, which may include a consumer credit report. Upon request, we will tell you if a consumer credit report was ordered and the name and address of the Consumer Credit Reporting agency that furnished the report. You understand that subsequent consumer credit reports may be requested and/or used in connection with an update, renewal, extension, review or for other legitimate purposes associated with your account.
In order to qualify for an auto loan, the minimum requirements are that you be a U.S. resident, be at least 19 years of age, and have a consistent source of income. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who open an account. What this means for you: When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.